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Austin Texas Real Estate Market Update and Statistics September 2011

The housing market in Austin Texas continues to show stability in our September 2011 market update despite the recent national economic volatility. August 2011 was a strong month for the Austin housing market compared to August 2010 with a 28% decrease in homes for sale, a 25% increase in homes pending sale, and with a 27% [...]

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How Buying a house with Owner Financing Works for You!

Owner Financing in Austin is hot just like our Texas summers! Doesn’t matter where you are looking to buy, North Austin, South Austin, Central Austin, East Austin or West Austin, homes for sale owner financed can be the answer to how you buy your next piece of real estate in Texas. As a real estate [...]

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Are you looking for a cash flowing multi-family property?

Invest in a small apartment buildings using Owner Finance in Austin Texas that currently cash flow.

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Relocating to an Owner Financed home in Austin? Here Are 5 Things to Consider

Relocating is exciting for some and a big problem for others. There are many reasons for this. You may move for a career opportunity, to move into a bigger home, or even to start a new life. You might be really looking forward to moving to a new area, a different country, meeting new people, [...]

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Keep Central Austin Weird

Who says South Austin has the racket on Keeping Austin Weird. Central Austin real estate is close to unique good times too. Need something to do on a Sunday afternoon and you are the gambling type.  Head on over to Ginny’s Longhorn Saloon (5434 Burnet Rd Austin, TX 78756) and play Chicken $h!t Bingo.  YES, [...]

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Swim, Splash or have a Wheelie Good Time in South Austin

Ahhh, average temperature in December in Austin TX is 62 degrees. We have to remember that in the middle of summer when we have had thirty plus days of triple digit oppressive heat.  Either way, living in South Austin you have plenty of fun activities to do outside to cool off or just enjoy the [...]

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South Austin Food Truck Love

Long gone are is the idea of a “roach coach”. Today’s food trailers are a new tasty twist on a construction site staple.  South Austin is home to many unique, terrific trailer options for lunch, dinner or even linner…you know, the meal between lunch and dinner! One stop grazing from appetizers, meal to yum yum [...]

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How much money do I need to buy Owner Financed?

What kind of home are you shopping for today? A home in your child’s school district, a home close to work or your dream luxury home in Austin? All come with easy math on how much cash you need to buy an Owner Financed home. 10% down payment of house sales price and appx 1.25% [...]

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Buy an Owner Financed Home the Safe Way

You understand how Owner Finance works, yet you are concerned. You have heard of buyers losing their hard earned money and facing foreclosure in Austin TX because their seller didn’t use their payments to pay the mortgage? It can happen if you mistakenly get entangled with an unscrupulous person. The simple way to protect your [...]

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10 Things You Can Do to Increase the Value of Your Home

There are many things a home owner can do to increase the value of their home. This can be done on the interior or the exterior of the home, from do-it-yourself for the smaller projects to hiring a contractor for the larger jobs. You can give your home a face lift a little at a [...]

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His Cathedral is taken, Your Castle is waiting

What would you name 60 tons of junk artfully combined to create a structure that will astonish you? Im talking lawnmower wheels, car bumpers, kitchen utensils, ladders, cables, bottles, circuit boards, bicycle parts, brick-a-brack, and a lot of other cool gadgets. The name that has been given to the South Austin masterpiece is Cathedral of [...]

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Costs Associated with a Home Loan

By John Adams I want to review some of the costs you can expect to pay associated with any new home loan. With any luck, the builder or seller will agree to pay at least some of these expenses for you. But regardless of who pays them, these costs are part of the price of [...]

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What Is Owner Financing?

What is Owner Financing? Depends on the state you live in. If you are living anywhere in Texas (we strongly recommend Austin and its surrounding cities!) wrap around mortgages and mortgage assignments are most typical. It means getting title to your new home without having to go to the bank. Title can legally transfer and we close at the title company. Call 512-215-4987 to learn more.

What is Owner Financing – Call Today to find out!

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Factors in Getting a Refinance

A refinance is a loan that is created on an asset that is already owned by the borrower. Many times the homeowner will do this in order to get a lower interest rate or in order to pull money out to cover other bills. A refinance, while sometimes easier to qualify for, is a loan [...]

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Deter Deer from eating your Foliage

By Jacquie Bluethmann Although they are both graceful and beautiful, deer can become quite the pests when they discover your vegetable garden or prized petunia plot and see it as their own all-you-can-eat lunch buffet. Before cursing out these majestic, albeit frustrating creatures, you may want to consider how urban sprawl has intruded on their [...]

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Tax Benefits of Home Ownership Are Almost Too Good to Be True

When buying your own home, most of the expenses are not tax deductible. But there is one exception that is worth finding. The IRS says you can deduct interest in the year that it is paid, and that is usually part of each monthly loan payment. In addition, if the day you purchase is on [...]

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Should You Work With A Credit Repair Company

Do you have bad credit? If you do, then you are one of the many who are facing the same ordeal. You are probably asking yourself how you can repair your bad credit. What can you do to rebuild it? It is essential to rebuild our credit because we need it for various things. Landlords [...]

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Home Sweet Home: Shelter from Taxes

You save taxes when you buy it.  You save taxes while you own it.  You save taxes when you sell it. “The mortgage interest deduction and the deduction for property taxes are, to most Americans, sacred.  These deductions have been around since time immemorial and the purpose was to encourage home ownership,” said Leonard W. [...]

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Quick Ways to Improve Your Home’s Energy Efficiency

If you’re like most people, you don’t want to have to pay more for your home’s energy than what you need to. Forget for a moment concerns about waste and the environment, and understand that most homeowners are throwing money away every month because their homes could really stand to improve their energy efficiency. Fortunately, [...]

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Home Sweet Home: Shelter from Taxes

You save taxes when you buy it.  You save taxes while you own it.  You save taxes when you sell it. “The mortgage interest deduction and the deduction for property taxes are, to most Americans, sacred.  These deductions have been around since time immemorial and the purpose was to encourage home ownership,” said Leonard W. [...]

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Home Buying – Is A Low Ball Offer A Waste Of Time

Low ball offers are fairly commonplace at present. When looking to buy a home, some buyers are looking at listing age and then making low ball offers on those homes that have been on the market for lengthy periods. Offering 25% below listing price is rarely acceptable – you’re just asking for a refusal. When [...]

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Home Buying – Is A Low Ball Offer A Waste Of Time

Low ball offers are fairly commonplace at present. When looking to buy a home, some buyers are looking at listing age and then making low ball offers on those homes that have been on the market for lengthy periods. Offering 25% below listing price is rarely acceptable – you’re just asking for a refusal. When [...]

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What Is Escrow?

Escrow opens when the buyer and seller sign a sales contract, commonly called a real estate purchase agreement and receipt of deposit. The contract, along with any additional instructions, serves as instructions for the escrow officer.   Escrow assures that the lender releases the home purchase funds at or about the same time that the [...]

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Home Sweet Home: Shelter from Taxes

You save taxes when you buy it.  You save taxes while you own it.  You save taxes when you sell it. “The mortgage interest deduction and the deduction for property taxes are, to most Americans, sacred.  These deductions have been around since time immemorial and the purpose was to encourage home ownership,” said Leonard W. [...]

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What’s Your Story When It Comes to Owner Financing? (Freedom Friday Issue #61)

View My Video Message of the Week: What’s Your Story? In the old days, a typical owner financed home was either over priced or in tough condition. These days savvy sellers have nice homes that “should” sell quickly, realize owner financing is an option they can consider. At least if they have the right listing [...]

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How Owner Financing Impacts The Community (Freedom Friday Issue #60)

View My Video Message of the Week: Hi everyone, this is Tara, Jessica’s assistant. If you’ve ever called our office I’m usually the one you speak with first Jessica prepared her video but ran out the door before she wrote her blog piece. So I’m taking a shot at writing my first Freedom Friday and [...]

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What is the Typical Down Payment on Owner Financed Homes? (Freedom Friday Issue #59)

View My Video Message of the Week: So far in this educational series on “what’s traditional” we’ve discussed who pays for closing costs and typical interest rates for owner financed home transactions. Today’s topic is down payment. In the old days, the term “owner financed home”… usually followed with something that said “Only $5,000 down [...]

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What’s the Refinance Time on Owner Financed Homes? (Freedom Friday Issue #58)

View My Video Message of the Week: Today’s topic for “what’s traditional” is Refinance Time. A normal bank loan gives you 15 to 30 years to repay it. With an owner financed loan how long of a term depends on the seller’s situation and what you need/want. I can tell you that on “average” owner [...]

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What Are Interest Rates on Owner Financed Homes? (Freedom Friday Issue #57)

View My Video Message of the Week: This is my second topic in my series on “What’s Traditional” in an Owner Financed Transaction. Last week we talked about who traditionally pays closing costs. This week, my topic is what are the “traditional interest rates” on an owner financed home purchase. The old owner financed answer… [...]

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Who Pays Closing Costs in An Owner Financed Transaction (Freedom Friday Issue #56)

Owner Financed Home Purchase – Who Pays Closing Costs? I get asked a lot “what’s traditional…” in terms of an owner financed purchase or sale. I did my first owner financed deal over 8 years ago and what was traditional back then is no longer what it is today. For the upcoming weeks, I’m going [...]

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‘Tis The Season (Freedom Friday Issue #55)

View My Video Message of the Week: No, it’s not Christmas again (yet). But in terms of buying or selling a home, it can be just like Christmas. All around the Austin area real estate for sale signs will be popping up just like wild flowers. It’s the time of year when some folks get [...]

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5 Good Reasons to Own a Home (Freedom Friday Issue #54)

View My Video Message of the Week: 1. Appreciation Although real estate moves in cycles, sometimes up, sometimes down, over the years, real estate has consistently appreciated. The Office of Federal Housing Enterprise Oversight tracks the movements of single family home values across the country. Its House Price Index breaks down the changes by region [...]

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Evaluating The “Deal” (Freedom Friday Issue #53)

View My Video Message of the Week: Buying a new home is a daunting task even for the most experienced. Deciding whether or not you’re making a good deal often comes down to a matter of experience and judgement. However, there are some guidelines that can really help you spot a good deal. One of [...]

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Sweet Success (Freedom Friday Issue #52)

View My Video Message of the Week: Let me tell you about a man who  was plagued by defeat. In ’31 he failed in business and declared  bankruptcy. In ’32 he lost an election for the legislature. In ’34 his  business failed again, and he declared bankruptcy a second time. The  following year, his fiance [...]

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Rent vs. Buy Calculator – Ready to be shocked? (Freedom Friday Issue #51)

View My Video Message of the Week: If you’ve ever wondered whether it’s worth buying a home, you’re in for a shock when you use this calculator. Buying a $200,000 home vs paying $1500 a month in rent today, could earn you almost a million dollars over the next 30 years. Don’t believe it? Then [...]

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Thank You Notes That Make My Day

As a business owner, I love to provide great service to my clients. As a Realtor, my goal is to be your Realtor for life. I recently had the opportunity to help Sammy & Margaret buy a home. They were kind enough to send me a thank you note detailing their experience. They put into [...]

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My Heart for Veteran’s (Freedom Friday Issue #50)

View My Video Message of the Week: Thank you for giving me the opportunity to be of service. I look forward to hearing from you. Here’s our new home for this week… *** HANDYMAN SPECIAL *** Address: 110 Spanish Oak Cir Georgetown, TX 78628 http://www.austinownerfinance.com/owner-finance-homes-georgetown-110-Spanish-Oak-78628

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Fantastic News For Buyers with 5% to 6% Down (Freedom Friday Issue #49)

View My Video Message of the Week: Good news abounds today! If you’ve been diligently saving for your down payment and have 5% to 6% down – I’m developing a small list of sellers and investors that are willing to sell you an owner financed home with good interest rates. You must have one of [...]

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Happy New Year (Freedom Friday Issue #48)

View My Video Message of the Week:

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